Well I’ve been doing money magick of various sorts for some years now and I’ve always ended up in a better situation. There are ups and downs, but it’s all generally worked out pretty well.
A good investment strategy isn’t really speculating. If you want to try and pick stocks or trade, that’s speculating (probably, kind of). If you just look at the S&P500 or the real estate market, you’ll see that over time it has gone up. Sometimes it goes down, but thus far at least it’s always gone back up, every time. Some companies fail, but the overall economy has continued to grow.
I wouldn’t really call making decisions informed by historical data speculation. I mean you don’t 100% know exactly what’s going to happen in the future, but if you diversify across lots of companies historically speaking it tends to go well. If you’re really that afraid, you can only buy US government bonds. Those are guaranteed to pay you unless the government collapses. But I guess then that’s speculating that the US government won’t collapse. I speculate that my elevator won’t explode quite often. I guess I’m just an adrenaline junky.
I’m not trying to be a jerk, but you seem really negative and abrasive and like you think you know better than everyone else and everyone else should really be aware of that. I like to assert myself when I’m pretty confident I’m correct about something, but that’s because most of the time I’m extremely skeptical and questioning everything, especially my own opinions and supposed knowledge. Good ole Dunning-Kruger, back at it again. I like to think my ego isn’t so massive and fragile that I can recognize when I should shut the fuck up and listen and learn from someone. That’s usually what I do, and it’s worked out pretty reasonably so far.
If you have a problem with stalkers, you can probably get a restraining order. I suppose the pathetic will always try and bring down the successful though.