In my experience, money magic without a definitive mundane plan will sort of ‘carpet bomb’ the Universe, and just shoot back whatever it will your way.
It seems to work, sort of…via ‘carpet bomb’ money magick I’ve received random checks in the mail, refunds I never asked for, etc…yet never anything grand or long-term, and yes, sometimes with consequences.
The thing with ‘carpet bomb’ magick, it can be like shooting 10,000 rounds from a mini-gun to hit a beer-can; thus, there may be collateral damage, lol.
Instead, try to start with a plan; perhaps a small business idea, perhaps a new job you’re interested in, perhaps a promotion, etc.
Then, cultivate your rituals around that particular aspect of the mundane, so that your ritual has a more definitive target.