I asked myself the same question after reading two of your posts (1, 2). For instance, many, many people (including magicians) suffer a lot from financial limitations—even when putting in the mundane efforts, and the dwindling economy doesn’t help! After some introspection, taking responsibility for their own choices, some people inevitably start wondering if their predicament is partly caused by past life sins, karma, or some type of curse (incl. the most dreaded generational curse).
My advice would be to look into Hindu karma-busting remedies which include devoted mantra chanting and offerings to certain Gods. YouTube is filled w/ such videos, and there are various books and articles on the matter. Certain sites offer to perform remedies on one’s behalf, but I’d be wary about spending too much (if anything) if already in the hole.